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Banking + Debit Card + P2P Payments + Credit Building + Cashback = mesh.Pay

All-in-One Finance App + Build Credit + Earn Rewards + Save Money + Fight Climate Change

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Climate Impact Tracking

Beta

Fast Credit Bureau Reporting

Simple Sign Up 

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VISION

01

We’re making money easier and simpler than ever.

Ever Wonder why you pay so much for things? Because Banks and Credit Cards charge per transaction stores have to afford those heavy fees and pass those costs onto you. So we built a bypass to all of it.

Interesting thoughts on using Cash versus Card.

$50

Why are things so expensive?

Cash

You pay Restaurant Owner +$50 for dinner

Card

You pay Restaurant Owner +$50 for dinner

- $1.50 for 3% Transaction Fee

Restaurant owner pays +$50 to Laundry Owner

Restaurant owner pays +$48.50 to Laundry Owner

- $1.50 for 3% Transaction Fee

Laundry Owner Pays $50 to Barber Shop Owner

Laundry Owner Pays $47 to Barber Shop Owner

- $1.50 for 3% Transaction Fee

Repeat this 30 times

$50

The original $50 of value is preserved in the economy.

Repeat this 30 times

$5

After just 30 Transactions $5 is left from the original $50. The other $45 becomes profit for the Bank!

SERVICES

Total flexibility. Our way of thanking you for supporting our mission.

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02

Hold & Earn

Your account balances earn interest*.

The Coalition

Transfer balances to anyone in network at a discounted mesh.Pay Price.

Peer-to-Peer

Transfer balances to friends and family and build credit.

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Track Your Climate Impact

03

Visualize the data. Unlike the big banks, we build and invest in leading decarbonization projects like: Coral Reef Rehabilitation, Agricultural Restoration, Carbon Capture Projects, and Reforestation.

 

We calculate your direct individual impact and show you your decarbonization impact. It's that simple.

Discounts

Earn up 2 - 30% discounts on qualifying purchases within our merchant network as a member.

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04

mesh.Pay In Numbers

100 MS

Net 0 (kt)

MILLISECOND TRANSFER LATENCY

$0

NO HIDDEN FEES

100% BAMBOO MEMBERSHIP CARD

1

TREE PLANTED BY US, FOR EVERY 100 🌱 YOU MOVE

INDUSTRY

Our
Partner

Backed by UC Berkeley's Skydeck Pad-13 Incubator.

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Being built with love in San Francisco, CA.

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